FBAR Done Right

FBAR Filing Service for US Expats

Universal Tax Professionals prepares and e-files your FBAR (FinCEN Form 114) for the current year and prior years, with a dedicated accountant reviewing every account.

  • Standalone FBAR filing from $150 for up to 4 foreign accounts.

  • Current-year and prior-year FBARs prepared and filed electronically with FinCEN.

  • A dedicated accountant reviews every account before your FBAR is submitted.

What's Included in Our FBAR Filing Service

Our FBAR filing service handles the process from reviewing your foreign accounts to electronically filing FinCEN Form 114. Here’s what’s included:

Foreign Account Review

We review your foreign financial accounts and determine which need to be reported.

Balance and Currency Review

We identify each account’s maximum balance and convert it to US dollars using the correct FBAR exchange rate from the Treasury.

FinCEN Form 114 Preparation

Our expat tax professionals prepare your FinCEN Form 114 using the account information you provide.

Electronic FBAR Filing

We handle the electronic filing with FinCEN and provide confirmation once your FBAR is submitted.

Prior-Year FBAR Assistance

If you have unfiled FBARs from previous years, we review your situation and recommend the right way to catch up before anything is filed.

FBAR Filing Pricing

Pricing is shared up front, and you only pay once your FBAR is prepared and you have reviewed the draft.

Standalone FBAR Filing: From $150

Includes up to 4 foreign financial accounts. Additional accounts are priced based on how many need to be reported.

Expat Tax Return With FBAR: From $800

Includes your US federal return and FBAR filing. The US expat tax return package also covers Schedule C, K-1 and one state return if required.

Final pricing depends on the number of accounts and any other foreign reporting you need, such as Form 8938 or PFIC reporting.

Ready to File Your FBAR?

Whether you need this year’s FBAR, have missed prior years, or are not sure you need to file, Universal Tax Professionals can help. Your dedicated accountant will review your accounts, prepare your FinCEN Form 114, and file it electronically with FinCEN.

Do You Need to File an FBAR?

Most Americans abroad need to file an FBAR if all of the points below apply. Even accounts that earn no income count toward the $10,000 threshold.

The full FBAR reporting requirements cover edge cases like joint accounts and signature authority. Not sure? A 15-minute call is usually enough to confirm.

  • You are a US citizen, Green Card holder, or US resident, including those living abroad

  • Your foreign accounts totaled more than $10,000 at any point during the year

  • You own, co-own, or have signature authority over the accounts

  • This includes bank, brokerage, pension, and business accounts abroad

Our FBAR Filing Process

Tell Us About Your FBAR Filing Needs

Let us know whether you need to file a current-year FBAR, catch up on previous years, or determine whether you have a filing requirement.

Provide Your Foreign Account Information

We'll let you know exactly what information we need for your foreign financial accounts, including account details and maximum balances.

We Prepare Your FBAR

Our expat tax professionals review your information and prepare FinCEN Form 114 for filing.

Review & Pay

We will send you a draft copy of the form for review. We will make adjustments if necessary. You will only need to pay us once the form is completed.

You’re Done

Once everything is ready, we complete the electronic FBAR submission and provide confirmation of filing.

Behind on Your FBARs? You Can Still Catch Up.

What changed in 2026?

The IRS removed the Delinquent FBAR Submission Procedures on July 1, 2026. Late FBARs filed on their own no longer have a guaranteed penalty-free path. Read more about how the IRS ended penalty-free FBAR filing.

What is the safest way to catch up?

For most Americans abroad, the Streamlined Filing Compliance Procedures are now the most reliable option for missed FBARs. We review your situation first and recommend the right approach before anything is filed.

What if I also missed tax returns?

We handle unfiled US returns and late FBARs together, so all of your past years are brought up to date in one process.

What if my bank asked for my US tax details?

Contact us before you reply. We confirm which accounts need to be reported and help you get compliant quickly.

Two Ways to Start Your FBAR Filing

15-Min FBAR Check

Get Started

30-Min Account Review and Quote

Get Started

Why Expats Choose Universal Tax Professionals for FBAR Filing

Tax Planning mini icon

A Dedicated Accountant

Every client works with a dedicated accountant who reviews your foreign accounts, answers your questions, and handles your FBAR from start to finish.

Connection of people mini icon

Professional FBAR Preparation

Instead of relying solely on filing software, you’ll work with tax professionals who can review your foreign accounts and help determine what needs to be reported.

Target global mini icon

Experience With Foreign Financial Accounts

We work with Americans who hold foreign bank accounts, investment accounts, pensions, business interests, and other overseas financial assets.

Check list on clipboard mini icon

One Firm for All Your Filings

Beyond FBAR filing, Universal Tax Professionals prepares US expat tax returns, FATCA reporting, and tax planning, so all of your filings stay consistent and your tax burden stays as low as possible.

What Our Clients Say

Posted on Google Google
Andy Tang profile picture
Andy Tang
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have worked with Pam for 7 yrs and her works are always excellent!
Posted on Google Google
Ced H profile picture
Ced H
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have been working with UTP for a few years now for my personal and business taxes and have been very pleased. Good communication, and if any issue arises they will do what it takes to make it right. Thank you.
Posted on Google Google
Bernard Wolfberg profile picture
Bernard Wolfberg
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Pamela Goy is an exceptional tax professional. She handled a difficult and complicated tax matter for us, in response to an IRS inquiry. She responded quickly to our needs. She was patient, professional, and thorough. We are glad she is our tax consultant.
Posted on Google Google
Aunnie Patton Power profile picture
Aunnie Patton Power
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I've lived abroad for years and have just switched accountants. Carlos was incredibly detailed and easy to communicate with. I am very grateful for the expert help. I will be using them going forward.
Posted on Google Google
C O profile picture
C O
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have been using Universal Tax Professionals for a few years now. They respond quickly with accurate information and are detailed in their approach. Pamela has been outstanding and I plan on staying with Universal for my tax preparation because of her. Thanks Pamela and everyone at Universal!
Posted on Google Google
Cagdas Duran profile picture
Cagdas Duran
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I would give them 6 stars if it was possible. Josh and Pamela professionally handled each and every question I had, over and over! I had a lot of doubts about my SFOP procedure, due to the added complexity of it involving three countries, but the team at UniversalTaxProfessionals really made it. I am looking forward to working with you again next year, but this time I will be on time!
Posted on Google Google
Khashayar Shahnazari profile picture
Khashayar Shahnazari
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had to search extensively to find a reliable tax service, and I am incredibly glad I finally found Universal Tax Professionals. What mainly differentiates them is their direct approach. Many other companies out there act merely as middlemen—they don't actually have accountants on their own team, yet they mark up their prices massively. With Universal, you get a dedicated professional as your direct point of contact. This makes a huge difference, as you can work closely with a real person and get any issues fixed quickly and efficiently. Their prices are very fair for the level of personalized, expert service you receive. I am highly satisfied with the experience and will definitely be using their services going forward.
Posted on Google Google
Grace profile picture
Grace
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
A special thank you to Sofia Mosca! She was very helpful with filing my taxes while I'm overseas, as well as efficient, and friendly! She always replied to me within one to two days, even with our time difference, and I really appreciated that. I highly recommend UTP for reliable and helpful service.
Posted on Google Google
Rebecca Lipman profile picture
Rebecca Lipman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lifesaving tax filings! I live abroad and was struggling. They did the work quickly and got me more money back than expected. Thank you! I will definitely be using them again.
Verified by Trustindex
Trustindex verified that these reviews were published on Universal Tax Professionals's Google Business Profile. Learn more

Book a 15-minute call or email info@universaltaxprofessionals.com. Your dedicated accountant will confirm which accounts need to be reported, send you a short account form, and start your filing through our secure online process.

Our standalone FBAR filing service starts at $150 and includes up to 4 foreign financial accounts. If you also need your US tax return prepared, our standard expat tax return package with FBAR filing starts at $800. Pricing may vary depending on the complexity of your tax return and foreign reporting requirements.

No. We can report all of your qualifying foreign financial accounts. If you have more than 4 accounts, additional fees apply based on the number of accounts that need to be reported. Contact us and we can discuss your accounts and provide the appropriate pricing.

We’ll need a list of your foreign accounts, including the bank name, account number, and the highest balance during the year. Don’t worry, we’ll send you a simple form to complete and explain exactly what details are required.

Yes. Since the IRS removed the Delinquent FBAR Submission Procedures in July 2026, late FBARs no longer have a guaranteed penalty-free route when filed on their own. We review your situation, including whether you qualify for the Streamlined Filing Compliance Procedures, and recommend the safest way to catch up.

Once we receive your account information, we typically prepare and file your FBAR within one to two weeks.

Yes. Our standalone FBAR filing service is available whether or not we prepare your US tax return. If you need both, the expat tax return package with FBAR filing starts at $800.

The FBAR is due April 15, with an automatic extension to October 15. You do not need to request the extension. If you are close to the deadline, contact us as early as possible so we can confirm your accounts and file on time.

Yes. We report joint accounts held with a non-US spouse and make sure the full account balance is reported correctly on your FBAR.